<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSB Consulting (RajSB Ltd)]]></title><description><![CDATA[UK pharmacy consultancy: buying and selling pharmacies, operational turnaround, NHS and ICB matters, insolvency support and automation. Led by Rajkamal Singh Bhatti, a practising pharmacist.]]></description><link>https://www.rsbconsulting.uk/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 09 Oct 2026 02:17:42 GMT</lastBuildDate><atom:link href="https://www.rsbconsulting.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What happens when a pharmacy becomes insolvent?]]></title><description><![CDATA[Administration is not liquidation. The five insolvency processes, which of them can keep a pharmacy dispensing, who appoints, and who decides what.]]></description><link>https://www.rsbconsulting.uk/post/what-happens-when-a-pharmacy-becomes-insolvent</link><guid isPermaLink="false">993b7f73-df72-4948-a55d-809a89df02ec</guid><pubDate>Thu, 01 Oct 2026 14:52:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_138f23dee72443319ad8284a951ec894~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[How do I tell a bad month from a pharmacy that is running out of cash?]]></title><description><![CDATA[A bad month reverses on its own. Running out of cash does not. The signs, why the NHS advance hides them, and what to stop doing before you call anyone.]]></description><link>https://www.rsbconsulting.uk/post/pharmacy-cash-flow-warning-signs</link><guid isPermaLink="false">08dcb229-0198-40e5-afdc-14afae7e538f</guid><pubDate>Thu, 01 Oct 2026 14:52:24 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_9423277ed3ef458a9d52581ee8484f01~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[What can an administrator do to my pharmacy, and what can they not?]]></title><description><![CDATA[Who runs a pharmacy in administration, what duty the administrator owes, what happens to the lease and the rent, and what a director must still do.]]></description><link>https://www.rsbconsulting.uk/post/pharmacy-administration-what-owners-need-to-know</link><guid isPermaLink="false">53ce0b3f-2b86-492d-886f-fa35cb046ebb</guid><pubDate>Thu, 01 Oct 2026 14:52:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_803493b9bebf46f693f1201c067bacd9~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[Does a pharmacy come off the NHS list when an administrator is appointed?]]></title><description><![CDATA[Administration does not remove a pharmacy from the pharmaceutical list. Regulation 67A, whether the NHS keeps paying, nominations, and closing a branch.]]></description><link>https://www.rsbconsulting.uk/post/nhs-pharmacy-in-administration</link><guid isPermaLink="false">ccba77d9-d062-48f3-8bc5-8fe2621211df</guid><pubDate>Thu, 01 Oct 2026 14:52:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_41fd71471f494a448e43736162e879eb~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[Can I sell my pharmacy if the lease is short?]]></title><description><![CDATA[A short lease does not stop a pharmacy sale - it changes the buyer pool and the funding. Security of tenure, consent to assign, and when to renew.]]></description><link>https://www.rsbconsulting.uk/post/selling-a-pharmacy-short-lease</link><guid isPermaLink="false">b421b4b6-7fa8-4294-9b8c-d62aa9bd339e</guid><pubDate>Fri, 25 Sep 2026 14:41:46 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_e3873a6c45b5490fbee0b629bdf72aa5~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[What happens to the team when a pharmacy changes hands?]]></title><description><![CDATA[TUPE and a pharmacy sale in plain English: what transfers on an asset sale, why a share sale differs, the 28-day information duty, and who you consult.]]></description><link>https://www.rsbconsulting.uk/post/pharmacy-tupe-change-of-ownership</link><guid isPermaLink="false">3d1242cf-eebf-4d8e-84e1-0b3cb2efea8a</guid><pubDate>Fri, 25 Sep 2026 14:41:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_2ae3a326d8894722be6e9871bef12132~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[What documents will a buyer ask for when you sell a pharmacy?]]></title><description><![CDATA[Six files a buyer's solicitor, accountant and lender ask for when you sell a pharmacy in England, what a missing document signals, and what to hold back.]]></description><link>https://www.rsbconsulting.uk/post/pharmacy-due-diligence-documents</link><guid isPermaLink="false">8734d671-bd65-4401-a166-86e563551ca1</guid><pubDate>Fri, 25 Sep 2026 14:41:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_75d86a9222544e95ad0f356d97b4cd01~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[Asset sale or share sale: which way should a pharmacy be sold?]]></title><description><![CDATA[An asset sale needs a regulation 26 grant before the new owner can provide NHS services; a share sale does not. What each route moves, and who decides.]]></description><link>https://www.rsbconsulting.uk/post/pharmacy-asset-or-share-sale</link><guid isPermaLink="false">4e2c37a2-3712-4033-8075-a03f8a4d5b17</guid><pubDate>Fri, 25 Sep 2026 14:41:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_4b24f3f695544471ad6eea1ebc6dc012~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[Buying your first pharmacy: what a lender actually wants to see]]></title><description><![CDATA[What a lender looks at when a pharmacist buys their first pharmacy: the deposit, your experience, the business plan, guarantees and the NHS clock.]]></description><link>https://www.rsbconsulting.uk/post/buying-your-first-pharmacy-funding</link><guid isPermaLink="false">125d2f98-7064-4ee9-ab89-cdf46e1ea0cc</guid><pubDate>Fri, 25 Sep 2026 14:41:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_4158d08c41164895bdcb3a036b86b33c~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[What is my pharmacy worth, and why is a multiple the wrong place to start?]]></title><description><![CDATA[A multiple is the output of a pharmacy valuation, not the input. What gets normalised, what a buyer is really pricing, and how to test a free number.]]></description><link>https://www.rsbconsulting.uk/post/what-is-my-pharmacy-worth</link><guid isPermaLink="false">99b94e05-5b5a-4f7f-bf2d-bb90a0eaa908</guid><pubDate>Fri, 25 Sep 2026 14:38:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_7ef0dd71e3da41668c3a73c1e477d2db~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[How long does it take to sell a pharmacy?]]></title><description><![CDATA[Three to six months for a single site with a clean contract position, and the three things - NHS consent, a landlord, a lender - that reliably add months.]]></description><link>https://www.rsbconsulting.uk/post/how-long-does-it-take-to-sell-a-pharmacy</link><guid isPermaLink="false">5a1169a9-3294-4851-b987-9dee13d76d54</guid><pubDate>Thu, 10 Sep 2026 12:42:55 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_d9ea3690a2714003a5f1abfddb506307~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[What happens to the NHS contract when a pharmacy changes hands?]]></title><description><![CDATA[The contract does not simply come with the business. Regulation 26, the application before completion, the 30-day clock and the fitness-to-practise file that starts it.]]></description><link>https://www.rsbconsulting.uk/post/nhs-contract-change-of-ownership</link><guid isPermaLink="false">b594eea6-cc0b-4a0f-81c7-29a6a11de070</guid><pubDate>Thu, 10 Sep 2026 12:42:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_c7ee72a3f4c1497fb161d98beeb84fdb~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[A distressed pharmacy: what to do in the first fortnight]]></title><description><![CDATA[When a pharmacy is in trouble the first two weeks decide what is left. Who to call, in what order, what not to sign, and how a distressed sale keeps its value.]]></description><link>https://www.rsbconsulting.uk/post/distressed-pharmacy-sale</link><guid isPermaLink="false">03b0c091-b905-44b5-aad7-fdc76d5cd184</guid><pubDate>Thu, 10 Sep 2026 12:41:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_36b82b6f695946a5a23f5cba45a71f6f~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[How to buy a pharmacy in England: the eight steps, in order]]></title><description><![CDATA[The order a pharmacy purchase actually runs in: asset or share, NHS consent, GPhC, funding, due diligence, TUPE, and when the money arrives.]]></description><link>https://www.rsbconsulting.uk/post/how-to-buy-a-pharmacy</link><guid isPermaLink="false">89ce24f5-acc3-4754-9b41-c5c9714139ee</guid><pubDate>Thu, 10 Sep 2026 12:41:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_0450c1ffd8a24009b769866d15c0910a~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[How to sell a pharmacy: what a buyer is actually paying for]]></title><description><![CDATA[Selling a pharmacy well is mostly preparation. What buyers pay for, what they discount, and the order a good sale runs in.]]></description><link>https://www.rsbconsulting.uk/post/how-to-sell-a-pharmacy</link><guid isPermaLink="false">f7b197de-357a-4c0b-a913-a2b03f94c238</guid><pubDate>Thu, 10 Sep 2026 12:40:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_9a004714ecad432c93b6c127a92ff970~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item><item><title><![CDATA[Pharmacy valuation: how the number is built]]></title><description><![CDATA[What a pharmacy is worth is not a rule of thumb. The five drivers a buyer and a lender actually price, what pushes the number up and down, and why a valuation must be defensible.]]></description><link>https://www.rsbconsulting.uk/post/pharmacy-valuation</link><guid isPermaLink="false">2f840855-414a-4c78-af12-03b0b78e0681</guid><pubDate>Thu, 10 Sep 2026 12:39:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e7b7d9_bd568febc6ec4345ab8a12d94ab4eb47~mv2.png/v1/fit/w_1000,h_630,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>rajkamalbhatti</dc:creator></item></channel></rss>